Insights

The Insights panel appears below the main position summary. It breaks down your position asset by asset and surfaces specific risks and opportunities for each one.

Collateral risk rows

For each asset you have supplied as collateral, Kairu calculates:

Price buffer before liquidation — the percentage drop in that asset's price that would trigger a liquidation of your position, assuming all other assets hold their current price.

The liquidation price itself is derived per asset. For asset j, holding every other collateral asset's price fixed:

LiquidationPrice_j = (TotalDebt − SUM_other(Value_i × LT_i)) / (Amount_j × LT_j)

In words: how much value the other collateral already covers of your debt (weighted by each asset's own liquidation threshold), subtracted from total debt, then divided by how much liquidation-weighted value one unit of asset j contributes.

Worked example. You hold 3 ETH (price $2,500, LT 82.5%) and $3,000 USDC (LT 90%) as collateral, with $5,000 debt. Solving for ETH's liquidation price:

Other collateral coverage = $3,000 × 0.90 = $2,700
LiquidationPrice_ETH = ($5,000 − $2,700) / (3 × 0.825)
                     = $2,300 / 2.475
                     = $929.29

ETH would need to fall from $2,500 to about $929 before this position is liquidatable from ETH's price alone. From there:

Buffer% = (Current Price − Liquidation Price) / Current Price × 100
        = ($2,500 − $929.29) / $2,500 × 100
        = 62.8%

A buffer of 62.8% means ETH would have to fall that far from its current price before your position becomes liquidatable — the buffer% shown in the UI is always this same derivation, just expressed as a percentage move instead of an absolute price.

Debt risk rows

For volatile debt positions (e.g. borrowing ETH while holding stablecoins as collateral), Kairu shows the inverse:

Price rise buffer — how much the borrowed asset would have to increase in price before a liquidation is triggered.

This applies when the debt asset is more volatile than the collateral.

E-Mode opportunity rows

If you have collateral and debt in correlated asset pairs (e.g. ETH and stETH, or USDC and USDT), and E-Mode is not currently enabled, Kairu flags the potential improvement:

• The LTV uplift available in E-Mode
• The liquidation threshold improvement
• The estimated safe borrow increase in USD

These rows include an Enable E-Mode link that takes you to the simulator to model the change.

Yield opportunity rows

For each debt asset, Kairu compares your current borrow rate against the market rate for alternative stable assets:

• If you're borrowing at a meaningfully higher rate than available alternatives, Kairu flags the annual cost difference in USD
• This row links to the AI chat pre-filled with: "How much would I save by refinancing my asset debt to alternative?"

Ask AI shortcut

Every insight row has a small Ask AI button on hover. Clicking it opens the AI chat with the context of that specific asset and insight pre-populated — so you don't have to retype your question.